The Library

Coverage and claims

What each insurer and program publishes about massage, lymphatic care, acupuncture and garments, and how to claim.

28 pages

AISH massage therapy and acupunctureAISH massage therapy and acupuncture are health-related personal benefits, not Health Benefits Card items. Who qualifies and how to ask your AISH worker.
Alberta Blue Cross group benefits: massage claimsAlberta Blue Cross group benefits massage claims: submit online, in the app or by mail with original receipts, check for a doctor's order and your deadline.
Alberta Blue Cross individual plans and massage therapyAlberta Blue Cross individual plans and massage therapy: Blue Choice and Blue Assured pay $50 to $110 a visit, within $350 to $750 a year, depending on level.
ASEBP massage therapy coverageASEBP massage therapy coverage pays up to $700 a calendar year at up to $75 a day, for a therapist with 2,200 hours of training. Students are not covered.
Canada Life massage therapy coverageCanada Life massage therapy coverage: Freedom to Choose pays $30 to $50 a visit up to $300 to $500 a year, no doctor's note, and you have 15 months to claim.
Canadian Armed Forces massage therapy coverageCanadian Armed Forces massage therapy coverage: massage is outside the CAF Spectrum of Care; acupuncture can be covered on a CAF physician's prescription.
Chambers Plan massage therapy claimsChambers Plan massage therapy claims: massage is on the paramedical list, but your firm's booklet sets the amounts. Deadlines, receipts and how to claim.
Delisted massage providers and your claimsDelisted massage providers: if your insurer has delisted a therapist or clinic, their receipts are not reimbursed. How delisting works and how to check first.
Desjardins Insurance massage therapy claimsDesjardins Insurance massage therapy claims: receipts must show the therapist's association and registration number; stockings need a prescription first.
Direct billing for lymphatic drainageDirect billing for lymphatic drainage only works under the practitioner's massage or physio registration, and only with insurers that accept it in Alberta.
Empire Life massage therapy claimsEmpire Life massage therapy claims: submit at the clinic through providerConnect, online at pmw.empire.ca or by mail, within 365 days of the visit.
GMS health insurance and massage therapyGMS health insurance pays massage on every My Health tier, from $250 a year combined to $500 per practitioner, with no coinsurance. Here is how it works.
Green Shield massage therapy coverageGreen Shield massage therapy coverage: ZONE plans pay $20 to $50 a visit, up to $300 to $750 a year, with no referral; stockings are Medical Items.
iA Financial Group massage therapy claimsiA Financial Group massage therapy claims: check the provider in iA's search before each visit, then claim at the clinic, online, in the app or by mail.
Interim Federal Health Program: massage and compressionInterim Federal Health Program massage and compression: IFHP has no massage or acupuncture benefit, but pays 70% of an approved compression garment.
Is Brazilian lymphatic drainage covered by insurance?Brazilian lymphatic drainage is usually not covered by insurance: it is a body and esthetic service, and estheticians are not a paramedical provider type.
Is lymphatic drainage massage covered by insurance?Lymphatic drainage massage is usually covered as massage therapy, not its own benefit, so who treats you and your plan's massage limits decide what is paid.
Lifestyle spending account and massage therapyA lifestyle spending account can pay for massage therapy if your employer's eligible list includes it, but unlike a health spending account it is taxable.
Lymphedema treatment coverage in AlbertaLymphedema treatment coverage in Alberta comes in pieces: AHS clinics, AADL garment funding, AISH, NIHB and private plans that pay therapy as massage.
Manulife massage therapy coverageManulife massage therapy coverage: FlexCare ComboPlus pays 50 to 80% up to $300 or $500 a year; group plans vary; stockings need a doctor's referral.
Medavie Blue Cross massage therapy in AlbertaMedavie Blue Cross massage therapy in Alberta: separate from Alberta Blue Cross, it accepts MTAA, CMMOTA and NHPC therapists and runs federal programs.
Mount Royal student health plan and massage therapyMount Royal student health plan and massage therapy: SAMRU pays 80%, up to $25 a visit and $400 a year per practitioner, with a doctor's or NP's referral.
NIHB compression garments and massage coverageNIHB compression garments and massage coverage: garments can be covered with prior approval and a prescription; massage and acupuncture are not.
PSHCP massage therapy coveragePSHCP massage therapy coverage: no prescription, $500 a calendar year reimbursed at 80%. Practitioner rules, support hose and claiming with Canada Life.
RCMP massage therapy coverageRCMP massage therapy coverage comes through Supplemental Health Care, run by Medavie Blue Cross at no cost to members. Checking the grid and claiming.
SAIT student health plan and massage therapySAIT student health plan and massage therapy: SAITSA pays in full up to $50 a visit and $550 per practitioner a year, with a referral. Acupuncture too.
Sun Life massage therapy coverageSun Life massage therapy coverage: what Personal Health Insurance pays, how Sun Life decides which Alberta therapists qualify, and the 12-month claim window.
University of Calgary student health plan and massageUniversity of Calgary student health plan and massage: the SU plan pays 80% to $20 a visit, the GSA plan shares $325 a year. Referrals, claims and real costs.

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